|bylt™ Integrated Banking And Services|
|Bank Account, Wallet & Finance Dashboard (Included – FDIC)||Free with subcription bundle. $5.00 Per Active Bank Account/Month On Free Account Tier.|
|External Crypto Account Fee (not-guaranteed service and not FDIC insured)||Currently Not Available|
|Account Origination KYC||Free with subcription bundle. Enhanced due diligence (EDD).|
|Account Origination KYB||Free with subcription bundle. Enhanced due diligence (EDD).|
|Identity verification (IDV)||Free with subcription bundle.|
|Bylt Chain Fabric Transactions||Free for bylt fabric transactions|
Excessive Deposit Insurance
FDIC insurance. Terms & Details
The Certificate Of Deposit Account Registry. Terms & Details
Market Value Within Application
|bylt™ United States & International Payments Outgoing bylt™ fabric|
|ACH||Incoming (RDFI) - $0
Outgoing (ODFI) - $0.15/ACH / $0.25 /Same Day
|Domestic Wire||Incoming: $5.00/wire received
Outgoing: $7.00/wire sent
|International Wires||Incoming: $25.00/wire received
Outgoing: $25.00/wire sent
|Remote Check Deposit||Free With Subscription or Free Tier $2.50/check|
|Digital/Physical Check||Free With Subscription or Free Tier $7.50/check|
|ACH Returns/NSF/Stop Check||$30/occurrence|
|Check returns||$35/occurrence for accounts with approved overdraft ackowledgement, credit and insurance|
|bylt™ Cards as a Service|
|Card Fee||Free With User Subscription Bundle. $2.00 Per Active Account On Free User Tier.|
|Card Types||Debit (Physical & Virtual) & Credit (Physical and Virtual)|
|ATM Network Transactions||
5 Free Transactions Per Month For Subsribers. $4.00 Per Additional Cash Withdrawl.
|Card Limits & Management (Replace, Freeze, etc.)||Included|
Included – Apple, Google, Samsung
Included – Apple, Google, Samsung, Bylt, Online & Offline Physical Exchange
$10.00 per physical card (Includes USPS First Class with delivery estimate, no tracking number)
|Push or Pull (Debit Card)||– $1.00 per transaction plus network charges (Visa, Mastercard)|
|Network||Visa (Includes program and artwork approval)|
|Cross-border Fee||1.5% of the Transaction Amount + $1.00, per cross-border Transaction. Applied where an Authorized Client makes a purchase in a country other than the United States.|
|Foreign exchange Fee||1.5% of the Transaction Amount. Applied in each instance where bylt™ converts funds from one currency to another. This calculation is made on the converted amount.|
|Disputes||$50/occurrence plus applicable recoverable expenses|
|Interchange Reimbursement Fee (IRF)||1% of eligible spend on small business credit cards.
.50% of eligible spend on consumer credit cards.
1% of eligible spend on small business debit cards.
.50% of eligible spend on consumer debit cards.
All spend adjusted for refunds, returns, disputes, and chargebacks.
The rate is subject to the Visa IRF fee schedule.
|bylt™ Compliance as a Service|
|Program Policies and Disclosures||Included|
Annual Compliance (BSA/AML) Training
Bylt Compliance Report
bylt™ Banking, Commerce, Cards, Finance And Fees